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Originally Posted by taco |
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We use American family, who told me the reason they can sustain decent rates is because they will not insure homes/lifes/cars in disaster prone states like Cali, or anywhere in the southeast hurricane zone.
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Marketing bullshit. The people in the shithole zone just pay higher premiums.
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Are these hurricanes going to entirely fuckup insurance costs nationwide? |
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Yes, because it's a good excuse to raise rates. More importantly it will short staff lots of offices at the expense of service, which will end up costing more money, which will drive up your rates.
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I was also told how back two years ago when pesacola was flattened again by a hurricane that the tricky insurance guys would look at a fubared roof and say, "hmm, 10 grand should do it and have people sign off any rights and accept 10 grand"
Hence, the massive amounts of blue tarp roofs still in pensacola because a roof costs more than 10 grand. |
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Utter and complete bullshit. Things don't work that way. Bullshit internet/ urban legend. The FL insurance commish is also a prick and is out to fuck ins cos, so no way in hell. On a first party claim there is no release taken, it's not like a liability claim.
More likely there's not enough contractors or the insured is bogged down in some other bullshit caused by their own greed and lies.
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Just curious if we are set to get fucked by higher rates thanks to giant earth devouring hurricanes. |
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You are, but it shouldn't be too bad for people who don't live in hurricane prone areas, and as for people who do, fuck it, kill them.